Our Commitment to Your Privacy

At Logiconiqs, we understand that managing your budget surplus involves sensitive financial information. This privacy policy explains how we collect, use, protect, and manage your personal data when you use our platform and services.

We operate in compliance with South Korean privacy laws, including the Personal Information Protection Act (PIPA), and maintain the highest standards of data protection for our users throughout South Korea and internationally.

Information We Collect

How We Use Your Information

Your personal data helps us deliver effective budget surplus management services tailored to your specific financial situation and goals.

• Provide personalized surplus management strategies and investment recommendations
• Process your account registration and maintain your user profile
• Send important updates about your account, platform changes, and new features
• Analyze platform usage to improve our budget management tools and user experience
• Ensure platform security and prevent unauthorized access to your financial information
• Comply with financial regulations and legal requirements in South Korea
• Provide customer support and respond to your inquiries about surplus management

Data Sharing and Third Parties

We maintain strict control over your personal information and only share data when necessary to provide our services or comply with legal requirements.

Limited data sharing may occur in these specific situations:

• Service Providers: Trusted partners who help us operate our platform, such as cloud hosting services, email providers, and analytics tools. These partners are bound by strict confidentiality agreements.
• Financial Institutions: When you authorize us to connect with your bank or financial accounts to help manage your surplus effectively.
• Legal Requirements: If required by South Korean law, court orders, or regulatory authorities to protect rights and ensure compliance.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of business operations.

Your Privacy Rights

Under South Korean privacy law and our commitment to transparency, you have several important rights regarding your personal data:

To exercise these rights, contact us at support@logiconiqs.com. We'll respond to your request within 30 days and verify your identity before processing any changes to protect your account security.

Data Security and Protection

Protecting your financial information is our top priority. We implement comprehensive security measures to safeguard your personal data and budget surplus information.

• Encryption: All data transmission uses industry-standard TLS encryption, and sensitive data is encrypted at rest
• Access Controls: Strict employee access controls ensure only authorized personnel can access your information
• Security Monitoring: 24/7 monitoring systems detect and prevent unauthorized access attempts
• Regular Updates: We continuously update our security protocols to address emerging threats
• Secure Infrastructure: Our servers are housed in certified data centers with physical security controls
• Employee Training: All staff receive regular privacy and security training to protect your information

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our budget surplus management services and comply with legal requirements.

• Account Data: Maintained while your account is active and for 3 years after account closure for tax and regulatory purposes
• Financial Information: Budget and surplus data retained for 5 years as required by South Korean financial regulations
• Communication Records: Support emails and communications kept for 2 years to improve our services
• Usage Analytics: Aggregated, non-personal usage data may be retained indefinitely for platform improvement
• Marketing Data: Deleted immediately upon unsubscribing from our communications

When data reaches its retention limit, we securely delete it using industry-standard deletion procedures that make recovery impossible.

International Data Transfers

While Logiconiqs operates primarily within South Korea, some of our trusted service providers may be located in other countries. When we transfer your data internationally, we ensure appropriate safeguards are in place.

• All international transfers comply with South Korean privacy law requirements
• We use standard contractual clauses and adequacy decisions where applicable
• Recipients must provide equivalent levels of data protection to South Korean standards
• We regularly audit international partners to ensure compliance with our privacy requirements

Cookies and Tracking Technologies

Our platform uses cookies and similar technologies to improve your experience and help us understand how you use our budget surplus management tools.

• Essential Cookies: Required for basic platform functionality like login and security features
• Analytics Cookies: Help us understand how users interact with our surplus management features
• Preference Cookies: Remember your settings and customize your platform experience
• Marketing Cookies: Used to show relevant information about our services (only with your consent)

You can control cookie preferences through your browser settings, though disabling certain cookies may affect platform functionality. We respect "Do Not Track" signals where technically feasible.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes, we'll notify you through:

• Email notification to your registered address at least 30 days before changes take effect
• Prominent notice on our platform highlighting policy updates
• Updated "Last Modified" date at the top of this policy

Continued use of our platform after policy changes indicates your acceptance of the updated terms. If you don't agree with changes, you may close your account and request data deletion.